Credit Suisse Loan Agreement

Credit for the current account in Swiss francs, euros or other tradable currencies is used to finance short-term assets. The individual interest rate applies only to the actual amount of the loan. In addition, security-guaranteed loans (Lombard loans) are a particularly attractive form of current lending. They earn deposit account securities or assets and benefit from very low interest rates. You agree that (i) you do not perform website-related activities that violate the laws, rules or terms of agreements you have with CS, and (ii) in cases where site sites need to be identified for access, you will put in place economically appropriate security procedures and controls to limit access to your password or other information identifying authorized persons. If one of the terms or provisions of this contract is found to be unenforceable, the other provisions remain unenforceable and the unenforceable provisions are replaced by a clause or enforceable provision closest to the intent underlying the unenforceable provision. This contract is governed by all other agreements you have with CS. Find the right credit to meet your financing needs and apply for and manage it directly in your online bank. Are my deposits protected by the esisuisse deposit guarantee? Yes, like any bank and investment firm in Switzerland, Credit Suisse is required to sign the self-regulatory “agreement between esisuisse and its members.” This means that customers` deposits are protected up to a maximum of CHF 100,000 per customer. Medium-term bonds held with the issuing bank on behalf of their bearer are also considered deposits. The deposit guarantee in Switzerland is provided by esisuisse and the deposit guarantee system is subject to www.esisuisse.ch/en Fixed advance in Swiss francs, euros or other tradable currencies is used to finance investments.

A fixed credit amount and a fixed interest rate protect you from fluctuations in interest rates over the individually agreed term and also create a secure basis for calculation.

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